“A penny saved is a penny earned”… or so the old proverb goes. Of course, the value of a penny has changed somewhat from the time when your mother offered her wisdom on the value of keeping what you earn. Today, you could save thousands of dollars by simply making the right mortgage decision. If [...]
Your Mortgage Can be a Goldmine of Savings
Posted on February 9th, 2012Mortgage Renewal … 87% Of Canadians Pay Too Much!!!
Posted on February 3rd, 2012If you currently have a mortgage, at some point it will come up for renewal, or maturity. This is an opportunity for you to make changes to the mortgage that reflects your current situation without the cost of a penalty. Chances are your life has changed in some way since you originally applied for your [...]
Resolve to take control of your debt burden before the holidays
Posted on December 1st, 2011Recent studies have shown that we Canadians have more personal debt than ever before. Unfortunately, much of that debt is in high-interest vehicles such as unsecured credit lines, credit cards, and worst of all, department store cards. The upcoming holiday season is a time of temptation, providing easy access to even more credit via department [...]
What Happens When You Miss A Mortgage Payment?
Posted on December 1st, 2011The best advice is to not miss your mortgage payment. But sometimes life just happens and you fall behind. Don’t just ignore the fact. The first thing to do is call your Lender. Explain the situation. If they can help they will advise what to do next. This is not a situation that you should [...]
Debt Denial Can Do You Damage
Posted on November 14th, 2011A great article posted by the CBC today, entitled “Debt’s Dirty Dozen Danger Signs” highlights an issue we come across all too often. That is: people waiting too long to ask for help. As you may be aware, if you haveequity in your home, and are feeling overwhelmed by your monthly payments on high interest [...]
Maximize your spending power with these Holiday shopping tips!
Posted on November 9th, 2011For some people, the holiday season is a time to step outside the norm and be tempted to overindulge. Holiday music, decorations, lights and commercialized pressure to spend, spend, spend all adds to the excitement and anxiety that comes with this time of the year. If you are trying to keep up with the frantic [...]
Energy Rebates from the Government of Canada
Posted on November 9th, 2011The government is once again offering rebates for making your home more energy efficient. They will give you up to $5000 for improving your home! This is an awesome time to replace those energy sucking things in your home. Here are some details of the program: you can participate in the program as a new [...]
You’ve Lost Your Job! Now What?
Posted on November 7th, 2011Last month we heard the news of 400 local residents losing their jobs without warning and without the money that was owed to them from their firm. The news is devastating not only to these folks, but to their families and the community as a whole. Whenever an event such as this takes place there [...]
Mortgage Requirements After Bankruptcy and Consumer Proposal
Posted on October 31st, 2011The recent economic times meant that Bankruptcy or Consumer Proposal was a difficult but necessary solution for some. Job loss, illness or divorce among the most frequent reasons for both. The huge monthly obligations can make it impossible for a person to continue to pay. Not to mention the calls from creditors and collection companies. [...]
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