Agent License: 141842
Broker License: 10801
Gord Shepherd
Mortgage Broker
Gord Shepherd
Kelowna / Westbank / Lake Country / Vernon When you speak to a Bank employee about your mortgage options, that employee can only give you the products, services and rates that bank provides. As your mortgage broker, I can access over 39 different lenders in Canada including banks, credit unions and specialty mortgage companies. Best of all, I have been actively involved in arranging mortgages since 1978 whereas most bank employees have been arranging mortgages since about noon yesterday.
Also, when you meet with a bank employee, they represent the best interests of the bank. As your mortgage broker, I represent your best interests and act in your place in negotiating with the lender. Again, best of all, I am paid by the lender, not you, for my services.
Employees at a bank have to keep up to date with the various changes in not only mortgages, but RRSPs, Investments, Loans, Credit Cards, various bank account features and benefits, the list is endless. Whereas, as your mortgage broker, I am totally focused on you and your mortgage. Having been in the mortgages granting and underwriting business since 1978 means I have many years of successful experience. What this also means to you is that I am also most often better able to give you the right answers to your questions.
And finally, unlike a bank employee, I am your mortgage contact for life. I help clients from around the world and have been their mortgage advisor not only for their first but every mortgage they have ever had. Most bank employees are transferred and you have to re-establish yourself with whomever the bank thinks you should now deal with.
A mortgage is the biggest single investment you will make in your life. Why take chances with any individual who does not represent your best interests and who is not totally focused on you for your lifetime mortgage needs?